Is it true?? $1000 per child??

[Ellibam]

why feel bad?
i havent decided what we will do with ours maybe pay off the 1200 power bill, or put it in our savings for our house that we will one day get.

[kristy J]

why feel bad?
i havent decided what we will do with ours maybe pay off the 1200 power bill, or put it in our savings for our house that we will one day get.

thanks, it realy makes you feel bad when some people go on about how they don't need the money etc, and a lot do it. we should get $3k and i won't see a cent of it.

my Dh works his ass off so yes we diserve this money. same as the baby bonus it was spent before we got it.

sorry im a bit sour atm

thanks kev.

[Missy]

Oh Kristy hun I so know what your talking about. Im in your boat too. I wish we were well off.

Zeee How the hell can you say you dont need it hun. You dont work and Dh what does he do again. Oh My DH makes abit a week but we are still struggling...I guess we are paying off a house but hey if you can save that, go for it I say.

[Zee]

Well its not our fault thats we dont "need" it.. as its the same that its not peoples fault that they do. Why be sorry and sour over that?

[Missy]

No im not sorry or sour over it but I really dont think we need to brag about not needing it. If I didnt need it I wouldnt say so id just nonate it. Thats all!!!!

[mbear]

Zee i kinda agree with you.....we dont necessarily need it , nor where we looking for it. Im not going to say no to it, but i know where your coming from.
I kinda feel weird about just 'taking' and 'spending' (as we are being encouraged to do) the $3k that is going to appear in my account. I dont know....i just feel weird about taking it.

[~clover~]

Kristy J
Don't feel bad. There might be people who are lucky enough that they don't need it, but there are just as many that do.
We barely scrape by every week & we have NO luxuries - I mean a few drinks with mates every few weeks means we have to cut back with food shopping & petrol for the week.
We don't need the money, but it will help us out sooo much.
I'll be happy though to put nearly all of it away. Lord knows I could pay out some debts, but having a DH who is no good with money (I have to hide it) & not a cent behind us, I would really like to put it into a savings account.
I've never had spare cash on me. Or in the bank. If something goes wrong we either have to borrow, or wait. I want the back up there.
The next time one of my appliances blows up, I'd like to be able to replace it, rather than going 2 months with out. (Had to do it recently with out the washing machine, with 3 kids. Not easy)

[kristy J]

im sorry but it just seems that every time something like this happens people have to go on and on about how good they are and how well they r doing. (not everyone just some)

we r comfortable but this money will be spent easy.

and if you don't need it stop braging and be happy that you can go shopping.

thanks bjrose

[Missy]

yes its not easy with 3 kids and a house rose. Kristy and I both know that as we both have 3 kiddies. Ill spend most of it but I do give alittle each week to less fortunate ppl. Ill be able to give a couple of hundred instead of so $20.

[~clover~]

Thats ok Kristy.
I agreed with you a couple of pages back.
If anyone really feels they don't need it, I'll take donations!
But as I said before, I can guarantee those that don't need it will not be handing it away.
My Uncle & his wife didn't even notice their baby bonus with their DS. I thought that was really un fair. If they have enough money that they don't even notice it in their account should they get it?
One of the reasons I think it should be income tested. As it soon will be.
Those who are putting all these bonuses away for their kids. I envy you. I wish I could do that for my babies, but unfortunately its not that easy.
Who ever you are, what ever you get & how ever you use it, make the most of it. We are lucky to have a government willing to do this for us & our kids.
There are quite alot of other things they could be spending their money on, but if thats what they think is needed, then hopefully they know what they are talking about & this will help us in the long run.

[kristy J]

Thats ok Kristy.
Who ever you are, what ever you get & how ever you use it, make the most of it. We are lucky to have a government willing to do this for us & our kids.
There are quite alot of other things they could be spending their money on, but if thats what they think is needed, then hopefully they know what they are talking about & this will help us in the long run.

I agree you r so right?

[Pandora]

..the line i highlighted is one that is important - for those like Sushee who may fall on the cusp of whether or not they get FTBA based on how many deductions they get at tax time, if you do a lump sum claim at the end of the financial year, you will still get your money at that time - so it's not a case of "collect it when it's offered or miss out"

Thanks BG. Thats the info I was looking for too, cos now that I will be on mat. leave from April, we probably will just qualify for FTBA at tax time.

Oh also not sure if this was posted (13 is a lot of pages to read) but to qualify for the $1000 per child payment, the baby has to be born on or before yesterday (14 Oct 08)

[Zee]

Zee i kinda agree with you.....we dont necessarily need it , nor where we looking for it. Im not going to say no to it, but i know where your coming from.
I kinda feel weird about just 'taking' and 'spending' (as we are being encouraged to do) the $3k that is going to appear in my account. I dont know....i just feel weird about taking it.

Thanks..

We once struggled, its hasnt been all an easy ride for us.. mid last yr we had to watch every cent we got.. we were trying to pay off a house full of funiture, a car, we had a maxed out credit card that as soon as we paid abit off it we had to use it.. we did F all cause we couldnt afford it. DH worked hard and earned himself a few pay rises and finally found a better paying job...
Yeah we would like 4 kids.. we realise if we were to do that then money would be tight so we have decided that we will just leave it at 2 cause we dont want to have to struggle so we are giving up on our dream to have a big family..I guess thats life.

ETA: We still dont drink, smoke, go to the movies, rent dvds (or buy..apart from DD's) have foxtel..we always bargain shop etc

[Beatrix]

well i would really prefer not to need the money but i do..

unfor due to circumstances i could not control (exh starying eyes) this money will be fantatsic...


So yes people enjoy it and spend it, cause thats what is intended of it....

and if you dont need it pass it on to the salvos they will put it back into the economy as it was intended!

[kristy J]

and if you dont need it pass it on to the salvos they will put it back into the economy as it was intended!

yes

[Missy]

Beatrix I so agree hun.

You said it all

Zee its not good to have more kids if your stuggling with 2 anyway. You could still have more just wait till your abit older cause i know when I had Mel at 22 I had no idea and not much patience but now being old, I have all teh patience in the world. Im thinking of having another. As for the money. Geeee never wait till your well off cause you will never have kids. Well most ppl anyways.

your only 21 or 22. Wait till your about 28 then things are alot better. Well thats what I think.

[Zee]

if you dont need it pass it on to the salvos they will put it back into the economy as it was intended

maybe we will, we support the salvos from time to time.

No we wont be having anymore, cause thats means a bigger house we will have to buy, a bigger car, paying out more for private education, another mouth to feed, cloth etc which would mean our money would be tight. I dont see what age has to do with it...

[Aranah]

your previous estimate would be increased by 5.4% (i think) which would be how you came to the $78k-ish amount. you can change your estimate if you think it's too high, but given your DH is self employed, i would suggest leaving it a bit higher - you're probably getting the exact same payment as you would be with a $60k estimate, but you're not likely to get overpaid for things like child care benefit

BG...can I ask a Q about the above you said a few pages ago?

It's a bit OT....but I've given them an estimate of 80k for the last two years for DP's earnings, I don't work. I get the base rate of FTB pA + rent assistance + FTB partB. IN reality, because we are contractors, our taxable income is in reality more like under 60k. I purposely over estimated JIC. So would you say that I would still receive the same FTB partA if I gave them our more realistic 60k estimate? See, I was under the impression and hope that when we lodged our tax returns for the last two years (we've had problems and not done it before now) that I would receive quite a large repayment as I overestimated so much...was looking forward to use it to pay off our income tax.
So I'm a bit freaked out to think that I might not be any difference between 60k and 80k...is there a reason for that?