The other thing you might want to take not consideration is that FDC tend to be more understanding with lateness (which may not be an issue initially, but could be down the track). DD's childcare had a policy of six times late in the calendar year (ie. One or more minutes after 5.55pm) and your child was thrown out of the centre. More than one child was asked to leave as a result of this policy.
I read that and gasped - but then worked out (I hope) that the child was unenrolled rather than thrown out (had visions that at 6pm they would just put the child outside) then realised that just couldn't happen!!

Damn preggo brain, cant process things currently LOL