Im not a mum yet, although would love to be. Im going to post this comment and dont want to offend by saying it.
The co sleeping thing, i just dont know. Im scared enough of squishing the cat when he snuggles in, during winter.Recently there was a radio station appeal for a family whose baby had died because of co sleeping with their parents. they ended up smoothering the baby.

I totally agree with tommygirls comments about babies not caring about what they wear. I still remember mum saying, would you have rathered those $45 pair of shoes when you were 2 or the money saved in the bank! thank you mum for saving the money for me. Think back 20+ years to the real costing of shoes that expensive!
I think there are so many beautiful cheap clothes out there as well. Of course there are so that are sooooo cute. I scan some website. My Dh though it was the price for the whole outfit, not just the little top

The true blessing of being able to have a baby shouldnt be affected by money (i know you need some) but its about growing your family and love.