m&d2b TTC is such a rollercoaster for so many of us, sometimes it's easy, sometimes it is far far from it. I dont think you just automatically know you're ready; for me, the only way I knew I was ready waaaaay back in the beginning was the gut wrenching devastation that we hadnt fallen pregnant that very first month. I knew when AF arrived that I wanted a baby and I wanted it NOW! Sounds like the thought of a baby is consuming your every thought, could be your ready, could be you're grieving your loss .

Having a baby wll change your relationship, sure! Especially when it has just been the 2 of you for so long, DH and I were just us 2 for 9 years before DD was born and it rocked the entire basis of our lives and relationship. But having has those years of just us, it wasnt anything we couldnt get through.

As for the money, home etc, you can set yourself up all you like, during the next 18 years and beyond things will change, you will go through times of cash everywhere and times of oh crap, how can we pay that bill.

I hope you can find an answer soon