Same here. Keeping the PHI for the kids.Were with hfc, got hospital (with $400 excess fee) and extras cover. Going $15 month.I think we pay bout $270 month, can't remember exact. I am so annoyed with PHI at the moment. The amount we pay for it and I don't feel I get my money worth, only keep it in case the kids ever get sick and we don't want them stuck on long waiting lists
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