Mine's going up by $30/month after the rebate. We have medium cover - hospital and extras but none of the FUN extras, just the usual ones. We will be paying about $210/month with this increase. DH and I just don't want to muck around with changing things until after the baby comes because I am worried something will happen and they won't cover us or I won't be covered for obstetrics because of the change and waiting periods.