The most worrying aspect of driving for me? Probably the cost of petrol, or driving in places where the conditions are different. Parking at Christmas.
Nope, didn't have any dramas getting my licence, I had lessons until my teacher thought I was ready. I also went for my licence in a quiet place.
No I haven't had an accident. Well not a proper one. I've scraped a fence while parking at home once, a few things like that.
If I killed someone, I'm not sure I'd give up driving. I'd probably drive around 10ks an hour in similar situations for the rest of my life though, like if it happened at a school. I think, that if you are as cautious as you sound that is unlikely to happen unless it's a completely unavoidable freak thing - for example, if you're going 35-40 in a school zone as opposed to how most people tend to think that 45-50 is acceptable, then I imagine you'd be able to slam on the brakes in time. I try to drive really slowly around schools and carparks.
You can also do a defensive driving course Bath - my dh did one, where they showed them how a car reacted in certain situations, what happens when the back slides out, what to do, how to react, to find where to limit of the car is, and so if your car slides on oil or excess water they're slightly more prepared. Perhaps that's worth thinking about once you have your licence for 6 months or so.
Also, when I first got my licence, I did a lot of night driving - did some shopping on a Thursday night where I could practice parking at a shopping centre, got a few groceries or takeaway at night.
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