My father is in a financial position to be generous to my DH and I. I used to feel bad accepting money from him, but he has convinced me that it gives him great pleasure to do so. We support ourselves, but dad often puts money in the bank which allows us luxuries we otherwise couldn't afford. Money also seems to appear when we are faced with large expenses such as a new car or when we recently moved house. I am very grateful for the support my dad gives us, not only financially but emotionally as well. He's a great dad and would be just as great if he didn't have money! I have older siblings and they are not aware of when, or if, dad gives us money. My sister doesn't have a great relationship with him, they haven't been close since my mum and dad split up years ago. I know dad gives her a sizable cheque each christmas and birthday. My brother is quite wealthy and I doubt he accepts much from dad financially, but they are very close emotionally. I don't really think it is any of my siblings business whether dad gives us money or not. I do know my sister would be pee'd off if she thought she was missing out.

My DH used to have issues accepting money from dad, but over the years dad has convinced DH that he does it for the pleasure it gives him and not under any duress. Years ago, dad offered to pay off our mortgage and DH hit the roof because he felt it was his place to provide for his family. I thanked dad but refused. D'oh... would love to be mortgage free these days!!!

If your mum is genuine in her offer to move to a smaller investment property, I would certainly consider it. I wouldn't accept anything from my dad which would disadvantage him or put him in a place of hardship. Perhaps your mum would enjoy caring for a smaller place, particularly if she lives alone? I think you need to sit down with your mum and your DH and suss out her motivation for the offer. If you are all happy with it, then go for it!