We have accepted help from DH's family. We stayed with them whilst building our most recent home, thus saving us having to rent for 18 months. We had to pay for a storage shelter for all our stuff, but that is way less than rent. We did contribute to the household budget, but they wouldn't let us pay more than a minimal amount. TBH, it helped us enormously and we are in a much better financial position because of it and we are very thankful.