It's so hard to compare apples with apples when they all have such different fine print . It sounds like aami is offering you good coverage. Good luck negotiating a discount.
Exactly right! The fine print on all the insurance companies vary so much, it's so difficult to know what one company provides, compared to another!

One word of advice, stay away from companies such as REAL or you, they have a lot of "extra" conditions in their fine print that others don't have.