My ex dh had a house/mortgage when I met him.. He put himself into so much bad debt to try and get through it and still had to sell in the end anyway. I think that has scared me a bit.
I think once dp and I have settled in then we will start a locked in savings account.
One of my friends is working her butt off to build her new house that is going to cost her 600 a week in repayments.. That freaks me out as well she has less time with her kids and I would hate that! I feel bad just for working one weekend day a fortnight!
Writing all this down is helping me figure it out lol so sorry if I ramble!