I really have no idea who would do it for less than that, but wondering if the Whitehorse Homebirth Support Group is still going? Otherwise, the Homebirth In The Hills group has just started having meetings again, after a few years' hiatus, and meeting in Upwey atm. They have a Facebook group or page, can't remember which. They may have some ideas.
Belinda Henkel has a website you could try - I can't remember how much, but she may be around that mark or just a bit over. She is quite likely my back up secondary midwife and is just so lovely to speak with!
Also, may I recommend a Hypnobirthing practitioner, if you haven't already done so? Esther Swoboda - Inner Woman (FB and website), and she is also a doula. She used to be in Healesville, but she may be in Ringwood or Lilydale now, I am not sure.
We couldn't afford a midwife, either, and took a couple of years to pay everyone off. This time I'm more realistic - we still can't really afford it - about our payment plan ability and the MW knows we'll be selling cattle to pay her! My DP was so, so hesitant to spend the money for our HB the first time (2nd child) but now he knows it's worth it and is sucking it up for how much worth a qualified MW brings to the scenario.
Belinda is lovely. She was my back up last time and did my postnatal care.
Her fees are on her page mobile midwife, and she is medicare registered. mobilemidwife.com.au/services/
There are birth workers who charge less than 4k, but may not be registered midwives. I don't know who is in your area, but good luck. In this climate, it is often word of mouth where you will find people. Some of the supports SJ listed may be your best option.
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