oh and Jen, its still early days. DH always said only two, but over time he slowly warmed to the idea. not because I pushed it, but because he knew how much I wanted it and ultimately realised that another child would only bring more love into our lives. I'm hoping your DH is the same. I hated the uncertainty of not knowing if I ever would though.
Definitely keep exploring MW options, MNB. My current MW charges $3000 (that includes the back-up MW too). Three years ago, we paid $2500 (with a different MW, same back-up), so I was expecting to pay a lot more this time around. I was pleasantly surprised that the cost had only increased $500 in 3 years.
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