Chick, you should so go for it, I'm 23 and my fiance is 20, the best thing we ever did for ourselves was to have Samuel when we did, now we wonder what we ever did with our time without him! I also agree that the interaction with them young and while you are young is great, Joe is pretty happy with it cause he keeps telling me that when Sam is 20 he will only be 40 LOL But seriously, you sound mature and you guys are set up, you might find it a little hard to start with, with all the extra expenses, i know we did. But trust me it is so worth it in the end and I'm sure all the other ladies on here would agree. So good luck and make sure you let us all know when you are preggas!!