hey beau

just thought i would let you know that i am going to be doing ivf with monash in rocky as well and i rang them the other day as money is an issue with us, plus we dont have private health and they said that i can do a prepayment which is more or less like paying the gap, she told me it will cost me around $4500 for an icsi cycle and that includes the doctors fee, which i think is pretty good and then the other thing you have to pay for is the day surgery fee which is at the hill crest and she said it will be around $1000-$1500 but that includes both the egg pick up and the egg transfer which is pretty good. so i have done a rough estimate at how much i would need and it works out to be around the $6000 mark to do a complete cycle,

if you want feel free to pm me at any time if you feel like a chat
also just give them a call thats all i did and they were great, i told them money was a bit of a problem and thats when she told me about the prepayment thing, which isnt to bad, any of the money you get back from medicare goes straight to them and you pay what medicare doesnt cover. doing it this way is going to help my situation and is going to allow me to do an actually cycle this yr instead of waiting till next yr

hope this has helped

take care