Here's the costs involved for us so far using Fertility First at Hurstville, NSW.

IVF Round #1
MC = Medicare; MP = Medibank Private; OOP = Out of Pocket

Initial Consultantion $150; MC = $61.75; MP = $0; OOP = $88.25
Synarel $260; MC = $0; MP = $62.60; OOP = $197.80
Planning & Mgment* $3150**; MC = $2132.90; MP - $0; OOP = $1017.10
Egg Collection $545; MC = $236.40; MP = $78.80; OOP = $229.80
Hospital Excess $200; MC = $0; MP = $0; OOP = $200.00
Anaethetist $342.30; MC = $0; MP = $222.30; OOP = $120.00

Total out of pocket expense: $1,852.95

* Planning and management includes:
- review of clinical history and any previous treatment cycles to individualise current treatment.
- all ultrasound examinations and blood tests and regular updating of cycle plan.
- instructions by nursing staff on how to prepare for and conduct each phase including supply and administration of drugs.
- all lab procedures
- provision of lab and clinical personnel on weekends and public holidays plus an after hours 'on-call' service.

**Note The $3,150 includes a drug called Luveris which is used to help mature the eggs. The drug is an injection and it's $160 per injection, I needed six ie., $960. Not everyone needs this drug, so it could end up being cheaper.

IVF Round #2

Lucrin $260; MC = $0; MP = $0; OOP = $260.00
Planning & Mgment $3630*; MC = $2116.60; MP = $0; OOP = 1513.40
ICSI $550; MC = $0; MP = $0; OOP = $550.00
Egg Collection $545; MC = $236.40; MP= $78.80; OOP = $229.80
Embryo Transfer $130; MC = $120.85; MP = $0; OOP = $9.15
Hospital Excess $200; MC = $0; MP = $100**; OOP = $100.00
Anaethetist - Haven't got the bill yet.
Embryo freezing $300.00 (not sure if we can claim this) current OOP = $300.00

Total out of pocket expense (not incl anaethetist yet = $2,962.35

*This round included 9 x luveris injections = $1,440.00 more than normal.
** Was able to claim some of excess using my package bonus.