Hi Morgan,
i don't know about the price difference between Monash and Melbourne IVF.
I am with Melbourne IVF and all i know is that they only charge you the out-of-pocket. They sort the other bit out with Medicare and then you send the medicare chq to them.
It's nicer only putting $1700 on the credit card rather than the whole fee !
If you were interested to find out i would ring them both and ask. The Melbourne IVF accounts number is 9473 4422. They are very knowledgeable and nice.
Jo