well my dh just called me and he has put the order in for the Territory hooray we are getting extra's to like tinted windows, sunroof and a few others like some sort of fancy wheels.

best thing is that we are salary sacrifcing the balance we have to pay our tax bracket goes down so we only end up being $20 out of pocket. my dh has to drive 40,000 kms a year (something to do with FBT) so when we will come to buy it would have done 120,000 but that is fine as it will be my dh driving it and being a company car it will be fully serviced regulary etc. have been told the high consumption of fuel mainly cause it is a standard falcon motor on a bigger car, but that will be fine for the first 3 yrs as fuel will be paid for via company and when we buy it well i don't travel far only do max 10,000kms a year as we take the company car if we go anywhere on weekends. estimating our wholesale cost in 3 yrs time to buy it outright will be $20,000 so we will start saving that money seperatly in an offset account starting this week - gees my dh loves the way i plan for the future with money lol (someone has to do it)

am so excited as this also means in a roundabout way that dh opted for the extra seats making it a 7 seater as that is his way of saying okay we will go for another child HOORAY>