OK well our 4 weren't planned and we were really worried about the financial but TBH we're coping fine!

Our biggest expense is swimming lessons ATM. With 3 of them it is a bit over $400 a term but I want my kids to be able to swim properly. We only started them 6 months ago and they're doing well

School isn't much for us besides the uniforms and a couple of hundred at the start of the year for books. M is due for new uniforms due to a growth spurt but his brothers will wear the old ones.

Food, yes well sometimes it can be costly but then it depends on how much you rely on convenience foods I think. I enjoy baking. My kids don't get packaged snacks (ie museli bars, chips etc) in their lunchbox at all. Partly because of me trying to reduce additives from their diet and also because they got bored with them!

Going places can cost a bit too eg the aquariaum etc but you really only go to places like that once in a blue moon.

There is probably more but I gotta run ATM