When we decided to take the plunge, our kids were nearly 6, 4 (just) and 2.5. Money wise, well the way we saw it was even if we never had another baby, we would still spend the same amount on the 3 we did have kwim? It wouldn't be costing us that much more to have #4 (in theory, but so far it's proved true, we aren't struggling with extra costs or anything).
Now the new car situation was a different kettle of fish altogether LOL. We looked at nearly every large car/people mover on the market (I say nearly as there were a few that came out after we made our choice) and settled on a Holden Captiva LX. It won't matter what you choose, they all have bugger all space for luggage/prams, so if you plan a holiday, plan on either taking a trailer or hiring a pod for the roof.
With the house, ours is only a 3br too. Luckily #4 was a boy, so now having 2 of each it makes the room situation a whole lot easier. Had he been a she, we would have given the girls our room, as it is huge - more than enough space for three girls.
With the pg, honestly it was rough for the first few months (until about 14wks from memory) but I got through it the best I could. It took me by surprise as I had never had m/s that bad with any of the others before. But once I got over that it was great. Once the baby comes, it does take a bit of effort to get yourself into a routine (not the baby, me LOL) and you just have to be a little more organised than what I normally would be. It was hard going back to having to pack nappy bags etc.
But most of all, I love it. I just can't imagine life any other way than with the 4 kids we have. I know I have completed my family, although the other night DH said 5 would be OK if we ever had a *surprise* baby - I just told him to put those thoughts out of his head until after his vasectomy LOL.
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