I think that is a legitimate concern - but it's the only one. But a lot of medical professionals work shifts or part-time, so maybe they all repay the investment in the long run.

I will return to work at some stage. I chose this life. We are making financial sacrifices too (boohoo no cable, poor me).

I dislike the media trying to create some sort of divide between our choices. I hope we can all see through it and be confident with our own decisions.