Hi Shaz,
I was wondering how you were going.
DH and i have just switched to Manchester Unity for their IVF cover - we have to wait 12 months, but we want a few bubs so i'm sure we will get some use out of it.
It is costing $180 ish for us both for a month - but that is hospital and extras. It's not their top hospital cover - there is an even more expensive option.

ETA: we were with HBA beforehand.

GL
Jo