qw are with Latrobe Health and get three full cycles of IVF covered - after that, i have no idea what is covered - we also have intermidiate hossy cover and high ancillaries, and it costs about $85 per fortnight (taking into account hubby's 18% extra cos he didnt enter PHI til he was 39).

i was wondering whether it was worth the money as we've not claimed any of the assisted conception stuff yet, but i checked my account online the other day, and taking into account the ancilliary options we have, we saved over $9000 on health expenses last financial year

good luck finding something hun - if nothing else, check iselect as mentioned above.