I think family Is everything! I wouldn't wait. Money isn't everything and if you do wait and then it is years before you conceive or find out there are fertility issues will you regret waiting.

On the same token if you fall pg tomorrow will you look back and think it was too soon?

I don't think many people can be 100% ready for kids ever. There is always something in the way...... But only you can decide if it's best to wait or not.

Gl xxoo