Is it really using up resources? Is there a waiting list for IVF? (not asking rudely - I really don't know) If it stops couples that need it, then I don't think that's right, but not insulting.
There is kind of a waiting list for IVF, but not really - because the clinics are so busy you do have to wait a while in general to get an appointment. That said, I don't think having a fertile couple going through a cycle would make too much of a difference. The only resources that would be used are the doctors, nurses & scientists time, the drugs are readily available as far as I know so there'd be no issue there. The only time they'd be using up resources if they were to use donated sperm, eggs or embryos. If that was the case I'd be outraged that a couple not genuinely in need of those things would take them away from another couple that did need them.