hun - I dont have any advice but I do have a story which will make you feel much better about doing it that way if you have to.......

I was 16 and going to see LIVE in the city - caught the train in with one friend. I was scared to have any money in my bag incase I had it snatched........

SO I popped the cash I had down my cleavage, safely in my bra!

We went into Utopia - which is a heavy metal hard rock goth kinda record store. I took something to the counter to buy - and realised I hadn't put my money back in my wallet.

So, I shrugged my shoulders and pulled the money out, and handed it to the studded, dread lock big "mean" looking guy behind the counter.

He fell to the floor laughing.

ANyway, sorry , not much help but I hope i kinda made you feel better!