wow, this thread really got me thinking. i decided to a bit of research myself today - have had PHI for quite a while, and i couldn't remember exactly what was covered (my fund combind with another and we kept all the old benefits under a new name - unfortunately, that means that it's not available to just take a look at on the net!) - made a call today and first three cycles of IVF are covered - which is awesome (and hopefully enough)! and we're lucky - paying less than $200 per month! yay!!![]()




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