Maybe your DH stay at home and look after your bub and you could go back to work? It may be a way of increasing the amount that your family have to live off. Depending on what type of apprentiship he is planning on doing maybe he could arrange to do any course work (some have them, some don't) while he is at is lookign after bubs. Just another option for the mix. I have a friend who works full time and their husband is at home with the kiddies as they could earn more money.