My work situation is changing. Doing an interstate move, but get to keep my job so far at reduced hours.
FTB is stuffed for this year due to a payout for DH from his old job. Can't estimate next year as we are not 100% of the new jobs pay (there is oncall etc). Also my hours are up in the air.

The new CCB hours test will be hard, as I may be dropped to 10 hours a week. Whilst I don't need daily childcare, I will need to access vacation care. With two kids, makes it a loss making week.