It certainly sucks and is something as my income fluctuates enormously (I would so prefer to be permanent) now with only one in childcare it doesn't hit so hard. Will be interesting to see how they manage this type of situation if only one payment, currently if your CCB goes down to 0% at least you still get the CCR (although if already at cap no help) and then they sort it out at the end of the year. I would have had major issues if lost everything, but then the limits on the proposed payments are higher I would not have reached anyway,