I had my first at 28 & I kind of wish I'd started earlier. I wouldn't change anything now though, we're happy. I was brought up the same way N2L. Career was the thing to have. Meh. I could take it or leave it. I'm an accountant. It's not that exciting. I have not worked overseas. I didn't want to and still don't but it was a consideration when choosing what career to undertake. Most of my friend's waited until late 20's early 30's too.