I would see it as a sign of sympathy as well, not pity. A sympathy card would be nice, but like a PP said, maybe a seperate piece of paper stating you would waive the fee rather than on the card itself. And in terms of the contract, if it were me, after what I've been through, you probably should put it in there. There's no beating around the bush, no sweeping it under the carpet. Stillbirth happens, it can happen very unexpectedly. It is something women don't want to talk about when they're pregnant, but unfortunately it does happen. If you just have a little section at the bottom stating what will happen, and women can want to know about it or not. It's up to them, but at least you know you've planned for everything....if that makes sense?