Litia - if you see an OB privately, then medicare will cover some of your expenses - then you cover the gap. If you have Private health insurance - this will pay for your hospital stay.

I've had 2 sections and I'm in private health cover - so I get a referral from my GP for an OB. Then make an appointment with the OB and go from there. I take all my receipts from my appointments to medicare and get whatever I'm entitled to, after I have paid for them at the OB's.

Public system is like what the other girls said (actually, I'm not quite sure how it works cos I don't use it.. )

Good luck!!! We have great hospitals here in Queensland