I can't remember off hand what the gap cost was... I know towards the end each OB appointment was $70ish and I got back around $60 from medicare - and I think we got around $1200 back from when we paid our care management fee of $1850.

Didn't have to pay any extra for delivery fee as my private health covers that, plus the anaethetists' (sp?) fee.

I don't actually add it up what it costs out of our pocket - might be too scary... LOL