Just out of interest, I had a woman tell me yesterday that she went private for her baby's birth, but didn't have any cover.
Apparently it worked out cheaper for her not to pay health insurance and still go private given the amount she got back from her insurance company for her costs. (ie I'm guessing health insurance for a family with obstetrics is upwards of $150/month??)
Makes you think huh?

I have cover (only $40/month singles), but not obstetrics and DP and I decided to stay public for this baby. We have had very few problems with Shared Care, and I have not had to pay for ANY tests, including ultrasounds. But then again - its luck of the draw who delivers my baby, and there wont be a private room.

Its all whats important to you. I'm pretty healthy so its easier for me to make these decisions. A friend has lots of medical problems, and feels much more comfy being private. Its individual's call.

Fi