jdx - just a note if you want to go private - I am due 10th july and my health insurance didnt kick in until 8th august, but I found latrobe health have a nine mth waiting and taking away what I served my new insurance with latrobe starts 8th May

Just incase you wanted private

good luck
ooo thx lily... i'll investigate now...
i like having options.

apparantly when i upgrade to family cover in May the baby will be covered as private from day 1 - wondering if its nessesary for me as well?

are you left much out of pocket as a privte patient?
one of my friends had 2 gyno related ops - the 1st was public and she paid nothing, the 2nd she went private, and even with top level health care she was out of pocket $4k!