Hello to evrey one this forum.

I am seven weeks pregnant with a acute coccyx at 90 degrees bent and my GP told me, I am for sure going to have C-section.

I don’t have medicare as my hubby is student and we are covered by medibank which covers pregnancy.

I am considering royal women as a private patient; I would appreciate if any one guide me how much I would be out of pocket expenses, How much I will be covered by medibank?

Today just for general inquiry I called one of Frances Perry House’s Obstetric on phone and got heaps of expenses. 200$ for 3 consultations each, 35$ for baby’s heart monitoring, at 20 week 3500$ and at 30th week 1100$ which she said is I cant claim from insurance.

she kept going on with heaps of amount after birth visits and so on for rest of the stuff and my brain was wandering how we going to manage these expenses.

I called medibank and asked how much I can claim back and I was told at 20th week as a out patient I can only claim 110$ out of 3500$ which is really nuts 110 is nothing to claim back.

I then called royal women, Melbourne to ask how much I will be out of pocket but the receptionist hasn’t any idea!

Would be appreciated if some one guide me how much I will be out of pocket.
Thanks
Nimra