Thats what I've found so far...No doubt there are exceptions, but my case is simular to BG, I'd be much worse off taking the PPL, even though we both work.... and since I work from home, if I went back before the 18 wks, the payment stops, but I can easily do my job and still be at home!

Also adding the $10,000 to our yearly tax makes a massive difference to us. We'd lose a lot of payments, and be pushed to the next bracket.

If I would normlly earn around that amount, none of the payments would change, and I'd still get $10,000, so its good for some.