Im pretty sure that you pay for the downs test if you are not in the high risk cat. I didnt have the scan with DD1 but had it with DD2 and paid for it. I always have a gap at drs appt and scans. You shouldnt have to pay for the bloods or the anti d stuff tho, I never had to pay for those.

But not too sure about the rest of the stuff. I would be having a word to the ob about the lack of recording of info and how vague they are. Its their job to make sure you have a safe and stressless and healthy pregnancy, not stressing you out like this.