I didn't get any maternity leave.. and now just living off centrelink and DH income.. We do perfectly fine. obviously we don't dine at restaurants, or go to cinema anymore, and certainly don't do any indulgent shopping, but of course, with a baby, you don't have time for those things, so we don't feel like we are going without at all. We still have enough money to buy DD new toys all the time and we go out for lunch once a week. We just always buy toys/clothes when they are on sale etc, we buy bulk nappies when they are cheap, and to be honest, I feel like we are saving more than ever.