we are very fortunate that we have the baby bonus for 6 mths

i've already taken materinity leave so have stopped getting an income. I've just been looking at ways of budgeting better & shopping at Aldi rather then coles/safeway because groceries are the biggest expense we have.

I've also looked at all our insurances (house, cars, health) to see if we can get a better deal by combining with one provider. I've got a quote thru HBA for all of them and we will be saving just over $1,000 per year by combining them. And much easier to manage with only one mthly fee coming out of the account too. Currently we are with 3 different insurers. I got rid of foxtel last month and my extra mobile phone which is rarely used.

But once you've had the bub, you'll get an extra $380 (?) dollars a fortnight for 6 mths so im sure you'll find that will come in handy.