My OB's management fee is just under $1100. Not sure how much we'll get back from Medicare yet. My first visit at 8 weeks included a scan and is about $70 out of pocket. The rest of my antenatal visits are bulk-billed. Most pathology has been bulk-billed although the triple-test I had today was $90 and not sure how much Medicare will refund out of that.

My hospital costs are only my excess of $50 a night unless we upgrade our cover.

To me it is worth it because I had already seen my OB for gyno problems and he knows my history.

Only you can make the decision as to what is right for you.