My first visit (at 12 weeks) is $130 plus $40 for a scan - from that I get about $80-90 back.

Every visit after that is $70 which I get about $27 back from Medicare.

Once I hit my threshold I will get 80% of those expenses back.

At 28 weeks I have a payment of $1000 which Medicare rebates $94 but I will passed my threshold by then so I will get about $900 back.

Then there is a charge for a postnatal visit which is $55 with a rebate of $30.95.

There is also additional charges if I want a private paediatrician and assistant (we will just use the public one if there is no problems) and also if I decide to have an epidural there is a charge for anaesthetist which I will be billed for separately. I didn't have en epi last time and don't really plan on having one this time (it's too expensive!!!).

I feel safer knowing who is going to deliver my baby and I like having a private room (I don't know why but I just hate the thought of sharing the bathroom with someone else when you feel horrible and you are bleeding everywhere or if you need to go in there for a while for your first #2 after the baby is born!!).

Jorja