Your OOP won't be covered by your private health... Well most won't I work for medibank and I know we definately won't.

The safety net is $1100 ish.. We had already reached $890 ourselves prior to paying the management fee which is why we have gotten more back. As the scheduled fee is only $122 you got back an extra $500-$600.

Prior to doing your tax next year make sure you get an annual statement of benefits from medicare and your private health fund as any OOP over $1500 for the financial year you will get back 20%