I wish obs were $300 here... One I called wanted to charge $5000.. anyhow I am going public under midwife care, but what the receptionist of the Ob who I called said was that the biggie covered all the appointments except for the very first one, and also included the ob being present for the birth (or more likely, the last bit of the birth). The fee for this particular ob also didnt change if you ended up needing a c/s - you just had to pay a bit extra for the epidural or whatever other anaesthetic for it. The fee was also the same whether ot not you deliver in a public or private hospital, as his fee was simply for him, not the hospital itself.