Ocean Princess, you're making feel a little bit more positive about the whole thing. Just wondering who your OB is and what hospital you're going with?

I've spoken with my health insurance etc and am more comfortable with what they cover. For me it is more about my OB's fees which seem extremely high.

At 20 weeks they send you a bill for $1700 which they advise is not claimable from private health or medicare (even under the safety net)

Then at 30 weeks they send you a bill for $3,500 which isn't claimable through private health, but can be claimed under the Safety Net (so after the first $1,000 you can get 80% back of the remaining $2,500 = $2,000)

So all up I'm looking at $3,200 out of pocket for OB alone, plus the costs for my initial and follow up consults...

Am seriously considering changing OB's but am finding that the couple who I have called this morning are already booked up...

Any recommendations anyone can give would be very much appreciated