i was a private patient in a public hospital due to massive pregnancy complications and the private hospital i was booked into wouldnt take me especially since DS was born 6 weeks premmie. all i had to pay was my gap. all my ob fees were covered by my fund. i had a public anaethetist for my section and i booked DS in as a public patient as at that time my health fund refused to cover him once he was born until he was 2 months old (my new fund will now cover a baby the moment he/she is born). your health fund will get a bill which they will happily pay. i think my bill was $10,000 for 8 day stay and that covered ob, delivery and boarding costs. i did get a single room but that was due to my complications.