I'm having my baby at a public hospital, have private insurance but haven't decided whether to go private or public. I have not seen an OB and hopefully won't as my GP practices obstetrics and will deliver the baby unless a c-section is required, which may be a possiblilty...this is why I'm thinking I might have to go private. I've heard nothing but horror stories about 3 (I don't know if there are more) of the OBs at this hospital that I'd get to see if I went public. If I choose to go private I get to choose my OB and can get a really nice female OB about whom I've heard great things.

I just don't know whether its worth it on the off chance that I'll need a c-section..when do you have to decide, is it when you book in?