i should also add that we have no excess to pay either and my private ob charges $2000 neat for the whole kit and kaboodle - which i think is pretty reasonable.

i can't give you a comparison on waiting times... but we do spend a lot of time waiting for our ob. Once it was 2 hrs and mostly it's an hour.. that's cos she's super busy, they book the appnts too close and women keep having babies on our appnt days (our obs told us she thinks we might be causing all the deliveries to arrive once a month when we visit her lol). i've never asked for out of hours appont as i get time off work for them.

we pay up front for everything and then claim it back through medicare. as for value for money... ask me in dec ! lol.