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thread: ivf claim back option and no safety net claim

  1. #1
    Registered User

    Jan 2010
    South west Sydney
    28

    ivf claim back option and no safety net claim

    Hi guys just wondering if anyone knows the difference between the claim back options and no safety net claim option??

    im going through westmead fertility centre

    if anyone can shed any light please let me no

    thanks in advance

    xxLisaxx
    Last edited by onthefly; October 24th, 2010 at 09:05 PM. : Remove link

  2. #2
    BellyBelly Member

    May 2010
    nsw
    481

    hey lisi, iv just started my 2nd STIM through westmead too (i went through IVF austarlia for my 1st one so all new for me too) Egg pickup should be end of nov for me. About the cost im not 100% sure about it but we are going with the no claim back option so we will be paying $1450 but get nothing back, with the claim back option i think in the long run after the medicare rebate you would prob be a few hundred better off in the end but for DH and i we just dont have $5000 at the moment so the no claim opion is best for us. I hope this helps xx

  3. #3
    Registered User
    Add 1MOREPLZ on Facebook

    Jan 2008
    sydney
    2,678

    I have already had 1 bubba with westmead fertility centre...they are brilliant
    the non claim back price $1450 you get zero back
    the claimable $5k you pay and you obviously go over the threshold and from what i gather you will get the % back on the 'over the threshold' amount and you could also possibly claim in your tax as it is a medical expense over $1500.00 ring the nurses they will explain everything to you over the phone.

    I am off to our FS next month hoping to start another cycle in December

  4. #4
    BellyBelly Member

    May 2010
    nsw
    481

    Katasone is it correct that even with the no claim back option you can still claim on tax, aslong as you go over $1500? And i aslo have another question for u i hope you dont mind? With westmead do they allow the embryo's to get to day 5? i just recieved my paper work and it says embryo transfer is 2 or 3 days after egg collection? this concerns me becasue i know the day 5 embryo's have a better success rate and with my first stim i got 4 five day blasties. Thanks xx

  5. #5
    Registered User

    Jan 2010
    South west Sydney
    28

    thanks so ,uch guys this jas made my day as there is now way i can afford $5000 atm but $1450 sounds great!!! what are the other costs involved? i just want to be fully prepared when i go in

  6. #6
    Registered User

    Jan 2010
    South west Sydney
    28

    also arent we allowed to put links on here?

  7. #7
    BellyBelly Member

    May 2010
    nsw
    481

    Hey lisi, im glad we could help im not sure about the links? maybe not. The other costs involved are if your having lucrin like me insted of the synarel spary its $200 (the synarel spray is included but i had the lucrin last time and that worked good for me so im sticking with it) the egg collection op and aenethitst are free as its attached to the public hospital and they also do embryo freezing for free (my other clinic charged me $275 for 6 months!!) i also have to pay for my ultrasound on the central coast as its too far for me to travel but if your in syd and have it at the clinic its included. Hope this helps. When will you be starting?

  8. #8
    BellyBelly Life Subscriber

    Jan 2006
    11,633

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  9. #9

    Apr 2009
    central coast
    2,298

    We went through westmead IVF in june/july this year and chose the no claim back option we paid $1450 up front and after our cycle was completed and we sent the medicare check to them westmead sent us a check for $750 so it only cost us $700 all up

  10. #10
    Registered User
    Add 1MOREPLZ on Facebook

    Jan 2008
    sydney
    2,678

    yes as far as my accountant told me hun as long as you go over the $1500 (but hey my accountant is DH uncle ) with the blastocyst hun (day 5 ) you would have to speak to your FS i know of afew girls who have had day 5 blasties transferred

    i don't understand HOW it cost you $700 someething definatly went wrong there UNLESS you were already over your threshold with medicare??? because with our last cycle we recieved the medicare cheque which was sent back to the fertility centre and that was it...we were out of pocket the $1450 or did you claim with your healthfund??
    Last edited by 1MOREPLZ; October 26th, 2010 at 06:27 AM.

  11. #11
    BellyBelly Member

    May 2010
    nsw
    481

    Thanks katones, i mean if thats the way they work i dont mind but i got good results last time so id prefer 5 day blasties over 2-3 day old ones Yeah im a bit confused too ferrals? cause its a no claim back option? it would be great to get half back though, this is our 2nd STIM cycle this year and also we have done 3 frozen ones so maybe it is something to do with the threshold?

  12. #12
    Registered User

    Jan 2010
    South west Sydney
    28

    wow thanks for all the info guys this is great!! We gonna wait til xmas etc is over and prob go talk to them again in feb my dr dated my referral 31/12/10 so i can use it next year im so excited now!!!even if
    we have to go a few times it is now affordable yay
    what side affects etc did u guys have from this?

  13. #13
    BellyBelly Member

    May 2010
    nsw
    481

    Sounds great lisi i wish u all the best for next yr then! I was lucky and didnt really get any side effects, the only thing i found was that the week of transfer i was really down, i rang the nurse and she said it is very normal because of all the hormones that had been pumped into my system but after a few days i felt better. It is great westmead is so affordable becasue most arn't that cheap, for my first STIM with IVF austarlia it cost me $9500 and i only got $5000 of that back and the frozen cycles cost me $2500. Goodluck with verything xx

  14. #14
    Registered User
    Add 1MOREPLZ on Facebook

    Jan 2008
    sydney
    2,678

    we are off to see our FS next month (the 18th) and hoping we get the go-ahead to start a cycle ASAP.... AF is due afew days after our appointment so fingers crossed we can start then if not it will be december/january
    we only got 2 eggs out in our first cycle both fertilised but only 1 embryo survived...one of the nurses there tried to talk me out of it prior to egg pick up but our FS said "ÿou only need 1" and that 1 embie split and it was a twin pregnancy but sadly we lost our other bubba at 5 12 weeks gestation

  15. #15
    BellyBelly Member

    May 2010
    nsw
    481

    Wow goodluck then katones its exciting once it all gets started again. I am sorry you lost your baby, its hard isn't it. It was lucky the nurse didnt talk you out of it. You were so lucky to get your baby out of your first attempt, its nice to hear stories of it working out first go for some people. I am still in a blur as to why my DH and i are still trying to concieve number 1 after 4 attempts! i just never thought it would take this long. I have a good feeling about this next STIM but iv been hurt to many times and i dont want to be let down again so im trying to keep focused on other things. My sister is having a cesarian on the 19th nov which is her first and im having the day off to be there and im so excited. And christmas is always a good focus i am hoping for a christmas suprise, it would be the best gift ever. Anyway take care xx

  16. #16

    Apr 2009
    central coast
    2,298

    Katones-we were over our medicare threshold but they didnt know that they just said when you pay the $1450 and once we recieve the medicare check we give you $750 back and that is exactly what they did so we got pregnant off our 1st go and it only cost $700 we did not claim it back through medicare it was westmead that sent us the check ask them about it maybe you have to be over the threshold to get it im not sure.

  17. #17
    Registered User

    Aug 2010
    11

    Wow I have to say this is all quite confusing, I'm going to a free info night with Monash IVF here in Townsville on the 25NOV10, so hopefully they will be able to give us some straight answers then

  18. #18
    Registered User

    Jan 2010
    South west Sydney
    28

    i just booked in with dr smith at westmead on the 11th feb 2011 so excited but so nervous!! did any of you try clomid before ivf and if so did u get side affects from that?? i did it for 3 months but stopped responding also on the site it says 1450 but meds might cost more.. how expensive r meds or its that only if u need extra??

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